{"product_id":"the-budgeting-guidebook-bundle-for-kids-teenagers-and-adults","title":"Budgeting Guidebook Bundle | Kids, Teens \u0026 Adults","description":"\u003cp\u003ebudgeting guidebook bundle\u003c\/p\u003e\n\n\u003cp\u003eThe budgeting guidebook bundle is a complete digital financial education collection designed to help kids, teenagers and adults build practical money skills for everyday life. With age-appropriate lessons, activities, examples, tracking tools and workbooks, this collection helps families develop stronger budgeting and financial habits together.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e### What's Included\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e* My Everyday Money Adventure – 109-page guide for children under 10 and their parent or carer\u003c\/p\u003e\n\n\u003cp\u003e* Everyday Money for Teenagers – 109-page saving, spending and investing workbook\u003c\/p\u003e\n\n\u003cp\u003e* The Everyday Person's Money Guide – 109-page adult budgeting and wealth workbook\u003c\/p\u003e\n\n\u003cp\u003e* Next Generation Wealth and Life Guide – 42-page guide to long-term and intergenerational wealth\u003c\/p\u003e\n\n\u003cp\u003e* Everyday Budget and Financial Goals Workbook – editable Excel workbook with 10 connected sheets\u003c\/p\u003e\n\n\u003cp\u003e* How to Use the Everyday Budget Workbook – 19-page workbook navigation guide\u003c\/p\u003e\n\n\u003cp\u003e* Personal Finance Learning Materials – recommended reading list and 12-week study plan\u003c\/p\u003e\n\n\u003cp\u003e* 5 volumes of Career Atlas\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e### Topics Covered\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e* Creating a realistic household budget\u003c\/p\u003e\n\n\u003cp\u003e* Tracking spending and recognising patterns\u003c\/p\u003e\n\n\u003cp\u003e* Short-, medium- and long-term saving\u003c\/p\u003e\n\n\u003cp\u003e* Emergency funds and sinking funds\u003c\/p\u003e\n\n\u003cp\u003e* Financial goal setting\u003c\/p\u003e\n\n\u003cp\u003e* Debt tracking and repayment strategies\u003c\/p\u003e\n\n\u003cp\u003e* Age-appropriate investing education\u003c\/p\u003e\n\n\u003cp\u003e* Savings accounts, diversification, fees and risk\u003c\/p\u003e\n\n\u003cp\u003e* Practical ways to save money\u003c\/p\u003e\n\n\u003cp\u003e* Australian banking and consumer-finance information\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eThe **budgeting guidebook bundle** also includes an editable Excel workbook with tools for annual budgeting, transaction tracking, monthly budget-versus-actual summaries, financial goals, sinking funds, debt tracking, account organisation, dashboard charts and automatic workbook checks.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eThe career resources provide additional guidance for young Australians and career changers, covering career pathways, required skills, earning potential, workforce demand, health considerations, advancement opportunities and the growing influence of AI.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eWith the **budgeting guidebook bundle**, families can explore practical financial education at different life stages while developing useful skills for budgeting, saving, planning and responsible decision-making.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e### Format\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eThis is a digital download supplied as one ZIP package containing six PDF guides and one editable Excel workbook. No physical product will be shipped.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003e### Important Information\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eThese resources provide general financial education only and do not constitute personal financial, investment, tax, legal or credit advice. Examples and projections are illustrative and do not guarantee future results. Australian financial rules, rates and product conditions can change, so current official information should always be checked before making financial decisions.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e\n\n\u003cp\u003eChildren and teenagers should use these materials with appropriate support from a parent, carer or trusted adult.\u003c\/p\u003e\n\n\u003cp\u003e\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":48900426268897,"sku":"7758","price":5.5,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0846\/1362\/8129\/files\/CodexImage11Aug2026_14_23_42.png?v=1786422335","url":"https:\/\/ameliagracescreativejourneys.com.au\/products\/the-budgeting-guidebook-bundle-for-kids-teenagers-and-adults","provider":"Amelia Grace’s Creative Journeys","version":"1.0","type":"link"}